Terms & Conditions – Prodigy Pro

Prodigy Pro, powered by BFC Capital (an AMFI-registered Mutual Fund Distributor), is a digital investment platform that enables users to purchase units of various mutual funds. The details of such schemes shall be made available on this platform from time to time.

A user’s investment account will be activated only after Prodigy Pro completes the necessary verification process on the personal information provided during enrolment, and in accordance with the Know Your Client (“KYC”) guidelines issued by the Securities and Exchange Board of India (“SEBI”).

The software and hardware underlying the Prodigy Pro App and Website, as well as other internet-related software required to access the platform, are the legal property of their respective vendors. Permission granted by Prodigy Pro to access the platform does not convey any proprietary or ownership rights in such software/hardware. Users agree not to attempt to modify, translate, disassemble, decompile, reverse engineer, or create any derivative product based on the software/hardware of the platform.

Prodigy Pro reserves the absolute discretion to amend or supplement these Terms and Conditions at any time without prior notice. Any such amendment shall be effective immediately. It shall be the user’s responsibility to periodically review the Terms and Conditions for updates or changes.

Users hereby irrevocably and unconditionally grant consent to Prodigy Pro and the respective mutual funds/RTAs to collate transaction details relating to investments in mutual fund units made through the platform, and to provide such transaction data to Prodigy Pro for further processing of user transactions.

Certain mutual fund schemes may have an exit load, as mentioned in the respective offer documents, including the Scheme Information Document (SID), Key Information Memorandum (KIM), and addendums issued thereto from time to time, collectively referred to as “Scheme Related Documents.” Users are advised to carefully read all Scheme Related Documents before making any investment through the Prodigy Pro App or Website.

While every effort will be made to keep the systems of Prodigy Pro available at all times, Prodigy Pro does not guarantee uninterrupted access. Temporary unavailability may occur due to factors such as network issues, virus attacks, or system maintenance. Although every effort will be made to resolve such issues promptly, Prodigy Pro shall not be liable for any loss, damage, cost, charges, or expenses, directly or indirectly, arising from the unavailability of the platform.

All disputes and differences arising out of or in connection with these Terms and Conditions, or any action taken under them, shall fall under the exclusive jurisdiction of the courts at Lucknow, Uttar Pradesh. These Terms and Conditions are subject to and shall be construed in accordance with the laws of India.