SIFs are where investing gets smarter!
Built around strategy, not chaos. No look-alikes, no clutter, just one focused fund per idea. Discover this next-gen category on Prodigy Pro, and invest with the clarity, flexibility, and expert guidance your money truly deserves
You’ve probably heard about Mutual Funds and PMS. But now, there’s something new in town that blends the best of both. Meet Specialized Investment Funds, or SIFs, SEBI’s latest addition to India’s investment ecosystem.
SIFs are not just another fund category. They’re strategy-first, meaning every SIF begins with a specific investment approach and then builds the fund around it.
Unlike regular mutual funds where multiple “look-alike” products exist, SEBI ensures that each SIF follows one distinct strategy per category. No duplication, no overlap.
Think of them as the next evolution of mutual funds: structured for flexibility, built with precision, and designed for investors who are ready to explore something smarter.
At Prodigy Pro, investing in SIFs isn’t complicated. In fact, it’s one of the few platforms in India where you can actually invest in them directly.You can start investing through our explore funds section!
Explore Funds Section–Just search for “SIF” or tap the dedicated SIF icon. You’ll see all existing and recommended schemes, complete with return charts, fund insights, and comparisons.
And if you’re unsure where to begin, Prodigy Pro’s wealth managers are always ready to help you select the right strategy for your goals. No chatbots, no automated replies, just real experts guiding you through every decision.
SIFs fall under SEBI’s Mutual Fund Regulations of 1996, and their working model is kind of similar to that of a mutual fund.
Fund houses pool money from investors that can match the entry ticket of 10 lakh, and then an experienced fund manager uses different advanced investment strategies to invest this pooled money and generate higher risk-adjusted returns. But unlike traditional mutual funds, SIFs have more flexibility in where and how they can invest.
They can take both long and short positions, use derivatives, invest in unlisted securities, and even allocate money across equity, debt, and alternative assets, depending on the fund’s strategy.
Traditional mutual funds are designed around broad asset classes. SIFs, on the other hand, are built around a defined investment strategy. The idea is simple, start with a plan, then create the portfolio.
Each fund is unique. SEBI allows only one SIF per strategy category. This rule ensures that every fund serves a clear, distinct purpose rather than crowding the market with similar products.
You can invest in SIFs directly through Prodigy Pro: one of the very few investment apps in India that makes this possible.
Here’s how it works:
And if you’d rather not go it alone, our certified wealth managers can help you understand the strategies and create a plan tailored to your financial profile.
SIFs bring a new level of sophistication to fund investing. SEBI has defined 7 strategies under which SIFs can operate, namely:
Each category is restricted to one SIF only, ensuring clarity of strategy and focus.
Every SIF is regulated by SEBI. The minimum investment starts at ten lakh rupees per investor, which makes it accessible for serious investors but still exclusive.
Investors can set up SIPs, STPs, or SWPs, provided their balance remains above ten lakh. If market fluctuations cause it to fall below that mark, it’s treated as a passive breach, not a violation.
Subscriptions can happen daily, weekly, or quarterly. Redemptions may require up to fifteen working days. Closed-ended schemes must be listed on exchanges, giving investors an exit route.
Funds are also required to disclose their risk levels, portfolio details, and strategy performance on a regular basis. Transparency is built into the system.
SIFs are not your everyday mutual fund. They come with distinct advantages that set them apart.
With Prodigy Pro, you experience the discipline of mutual funds and the sophistication of PMS in a single, seamless investment journey.
SIFs don’t eliminate risk; they manage it intelligently.
Each fund runs within SEBI’s clearly defined boundaries.
SIFs use long-short positions to balance opportunities and risks, the long-short strategy helps mitigate downside risk, while debt exposure acts as a cushion against market volatility. Regular stress tests and reporting ensure that investors always know the level of exposure in their portfolios.
At Prodigy Pro, this framework is supported by real experts who help you understand, evaluate, and balance your portfolio risk effectively.
SIFs are designed for investors who are comfortable with market-linked instruments and can think long term.
You should consider SIFs if you can invest ten lakh or more, understand derivatives and tactical investing, and don’t need immediate liquidity.
However, if you’re a first-time investor or prefer stable, low-risk products. Before investing or making concrete decisions, please be mindful of your risk profile and investment horizon and make decisions accordingly.
With Prodigy Pro, you’re not just investing, you’re accessing a curated world of strategy-driven funds, guided by certified wealth managers who help you invest smarter, not faster.
Specialized Investment Funds represent the future of managed investing: structured, transparent, and tactical.
At BFC Capital, we’re proud to be among the few distributors in India officially licensed and certified by AMFI to offer Specialized Investment Funds (SIFs). This certification allows us to bring investors like you access to a category of investments that were once reserved for a select few.
With the Prodigy Pro app, you can now explore and invest in SIFs with complete ease: backed by expert guidance, transparent processes, and the trust BFC Capital is known for.
Invest beyond ordinary. Discover SIFs with Prodigy Pro.
Your strategy. Your expert. Your advantage.