{"id":652,"date":"2026-05-11T10:40:15","date_gmt":"2026-05-11T05:10:15","guid":{"rendered":"https:\/\/prodigypro.co.in\/blog\/?p=652"},"modified":"2026-05-11T10:40:17","modified_gmt":"2026-05-11T05:10:17","slug":"what-is-perpetual-sip-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/","title":{"rendered":"What is Perpetual SIP in Mutual Funds? A Complete Guide"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-1024x576.webp\" alt=\"Perpetual SIP in Mutual Funds\" class=\"wp-image-653\" srcset=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-1024x576.webp 1024w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-300x169.webp 300w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-768x432.webp 768w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-1536x864.webp 1536w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/05\/Perpetual-SIP-in-Mutual-Funds-2048x1152.webp 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Perpetual_SIP\" >Perpetual SIP<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Understanding_Perpetual_SIP\" >Understanding Perpetual SIP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Major_Features_of_Perpetual_SIP\" >Major Features of Perpetual SIP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#How_Perpetual_SIP_Functions\" >How Perpetual SIP Functions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Advantages_of_Selecting_Perpetual_SIP\" >Advantages of Selecting Perpetual SIP<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Can_I_change_the_amount_of_a_perpetual_SIP_later\" >Can I change the amount of a perpetual SIP later?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#What_if_I_skip_an_installment_of_my_perpetual_SIP\" >What if I skip an installment of my perpetual SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Can_I_cancel_a_perpetual_SIP_anytime\" >Can I cancel a perpetual SIP anytime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#Is_there_an_additional_fee_for_initiating_a_perpetual_SIP\" >Is there an additional fee for initiating a perpetual SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-perpetual-sip-in-mutual-funds\/#What_is_better_Fixed_tenure_SIP_or_Perpetual_SIP\" >What is better: Fixed tenure SIP or Perpetual SIP?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Perpetual_SIP\"><\/span>Perpetual SIP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Systematic Investment Plans (SIPs) have changed the way people invest in mutual funds. They introduce discipline, order, and convenience to investing, making even first-time investors step into wealth creation. SIPs were traditionally invested with a fixed duration \u2013 for example, 1 year, 3 years, or 5 years. But over the last few years, a new version has become popular: the Perpetual SIP.<\/p>\n\n\n\n<p>If you are looking for a way to ensure continuous investment without worrying about an end date, understanding Perpetual SIPs could be the key to your long-term investment goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_Perpetual_SIP\"><\/span><strong>Understanding Perpetual SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In plain English, a Perpetual SIP is a regular investment plan with no fixed stop date. Different from normal SIPs, which have a set start and end date chosen by the investor, a perpetual SIP continues to stay active until specifically cancelled by the investor. A perpetual SIP gives your investments continuous flow, thereby making it a handy wealth-generation tool for long-term use.<\/p>\n\n\n\n<p>When you select a perpetual SIP choice in a mutual fund request, you instruct your bank to make auto-debit happen repeatedly on and on. That is, you do not need to monitor SIP renewals or miss out on expected market possibilities because of administrative failures.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Major_Features_of_Perpetual_SIP\"><\/span><strong>Major Features of Perpetual SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>No End Date<\/strong><\/p>\n\n\n\n<p>The salient aspect of a perpetual SIP is that it has no maturity date. The SIP continues without any end till you ask your fund house or bank to cancel it.<\/p>\n\n\n\n<p><strong>Continuous Investment<\/strong><\/p>\n\n\n\n<p>Through a perpetual SIP, your path of continuous investment becomes hassle-free. Periodic payments, though small, snowball over the years, highly increasing your corpus.<\/p>\n\n\n\n<p><strong>Flexible Tenure<\/strong><\/p>\n\n\n\n<p>One of the most significant benefits is flexible tenure. You are free to decide as long as you want to continue investing. You can halt, suspend, or change your SIP at any point without any penalty.<\/p>\n\n\n\n<p><strong>Auto-Debit Facility<\/strong><\/p>\n\n\n\n<p>The auto-debit facility from your bank account provides smooth investments. Your investment amount gets deducted and invested in your preferred mutual fund every month (or quarter).<\/p>\n\n\n\n<p><strong>Promotes Financial Discipline<\/strong><\/p>\n\n\n\n<p>Because the SIP continues running perpetually, it inculcates financial prudence by making you save part of your earnings at regular intervals, irrespective of market fluctuation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Perpetual_SIP_Functions\"><\/span><strong>How Perpetual SIP Functions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When initiating a SIP in a mutual fund, you typically complete a form stating details such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investment amount<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Frequency (monthly\/quarterly)<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Start date<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>End date<\/li>\n<\/ul>\n\n\n\n<p>In an ongoing SIP, you leave the end date blank or choose the perpetual option given. Your SIP will go on past a normal 3 or 5-year period.<\/p>\n\n\n\n<p>If you want to discontinue it in the future, you just need to make a cancellation or halt request, normally through your AMC (Asset Management Company), broker, or investment portal.<\/p>\n\n\n\n<p><strong>Example:<\/strong><\/p>\n\n\n\n<p>Assuming you initiate a SIP of \u20b95,000 every month in a diversified equity mutual fund in April 2025 without an end date. Your investment will go on as long as you wish to continue it, possibly compounding for 15, 20, or even 30 years if left unbroken.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_Selecting_Perpetual_SIP\"><\/span><strong>Advantages of Selecting Perpetual SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>1. Suitable for Long-Term Investment Objectives<\/strong><\/p>\n\n\n\n<p>Whether you are investing for retirement, your child&#8217;s education, or just accumulating wealth, a long-term investment horizon can significantly gain from a recurring SIP. Being invested for decades allows you to weather market fluctuations and take advantage of the compounding effect.<\/p>\n\n\n\n<p><strong>2. Freedom and Flexibility<\/strong><\/p>\n\n\n\n<p>Life is full of uncertainties. A flexible tenure helps you avoid being stuck with a fixed investment calendar. In case you experience financial difficulties or reach your target prematurely, you can opt to discontinue your SIP without paying any exit load in most scenarios.<\/p>\n\n\n\n<p><strong>3. Convenience<\/strong><\/p>\n\n\n\n<p>To invest once and forget about renewal procedures is a big relief. The auto-debit facility entails zero administrative effort on the part of the investor.<\/p>\n\n\n\n<p><strong>4. Cost Averaging<\/strong><\/p>\n\n\n\n<p>By investing methodically over a span of many years, you get the benefit of rupee cost averaging, purchasing more units when the market price is low and fewer when the market price is high, thereby lowering the cost per unit overall.<\/p>\n\n\n\n<p><strong>5. Developing Financial Discipline<\/strong><\/p>\n\n\n\n<p>A constant SIP works as a gentle prod, encouraging you to save and invest first, and then spend, which helps instill wise financial discipline.<\/p>\n\n\n\n<p><strong>Points to Remember<\/strong><\/p>\n\n\n\n<p>While perpetual SIPs offer many benefits, investors must stay vigilant about a few things:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fund Performance Monitoring: <\/strong>Regularly review the performance of your mutual fund. If the fund consistently underperforms, consider switching to a better-performing scheme.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank Balance:<\/strong> Ensure sufficient balance in your account for the auto-debit to avoid penalties or SIP cancellations.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Investment Goal Monitoring: <\/strong>While the SIP is ongoing, your objectives may not be. Monitor your investment objectives and modify investments as per requirement.<\/li>\n<\/ul>\n\n\n\n<p><strong>Who Should Consider an Ongoing SIP?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Young professionals who are beginning their investment process early<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors looking to plan for long-term goals such as retirement or wealth creation<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Individuals who like low-effort, trouble-free investment methods<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Individuals who are believers in the long-term compounding power<\/li>\n<\/ul>\n\n\n\n<p>In short, anyone with a dream of ongoing investment towards long-term financial security can think of opting for a perpetual SIP.<\/p>\n\n\n\n<p><strong>Also, Check &#8211; <a href=\"https:\/\/prodigypro.co.in\/blog\/what-is-nps-vatsalya\/\">What is NPS Vatsalya?<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>A perpetual SIP is a great instrument for those who are looking to create wealth, be financially disciplined, and achieve long-term investment success. By eliminating the end-date limitation, it offers flexibility, convenience, and continuity \u2014 making sure that your financial journey continues uninterrupted.<\/p>\n\n\n\n<p>If utilized judiciously and coupled with regular portfolio reviews, a perpetual SIP can be the cornerstone of a strong financial future. Begin your SIP today and make your money work for you, forever!<\/p>\n\n\n\n<p>Please share your thoughts on this post by leaving a reply in the comments section. Contact us via phone,<a href=\"http:\/\/wa.me\/917347700888\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a0WhatsApp<\/a>, or email to learn more about mutual funds, or visit our website,<a class=\"\" href=\"https:\/\/prodigypro.co.in\/\">\u00a0Prodigy Pro<\/a>. Alternatively, you can download the<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bfc_mf.prodigy_app&amp;pcampaignid=web_share\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a0Prodigy Pro<\/a>\u00a0app to start investing today!<\/p>\n\n\n<div ><style>#sp-ea-651 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-651.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-651.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-651.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-651.sp-easy-accordion>.sp-ea-single {background: #7c8cff;}#sp-ea-651.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1778474475\"><div id=\"sp-ea-651\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_change_the_amount_of_a_perpetual_SIP_later\"><\/span><a class=\"collapsed\" id=\"ea-header-6510\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6510\" aria-controls=\"collapse6510\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Can I change the amount of a perpetual SIP later?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse6510\" data-parent=\"#sp-ea-651\" role=\"region\" aria-labelledby=\"ea-header-6510\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes, you can change the SIP amount via a SIP modification form or your online investment platform.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_if_I_skip_an_installment_of_my_perpetual_SIP\"><\/span><a class=\"collapsed\" id=\"ea-header-6511\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6511\" aria-controls=\"collapse6511\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What if I skip an installment of my perpetual SIP?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse6511\" data-parent=\"#sp-ea-651\" role=\"region\" aria-labelledby=\"ea-header-6511\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">If you miss an installment because of low balance, all AMCs have 2-3 missed payments in sequence before they terminate the SIP.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_cancel_a_perpetual_SIP_anytime\"><\/span><a class=\"collapsed\" id=\"ea-header-6512\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6512\" aria-controls=\"collapse6512\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I cancel a perpetual SIP anytime?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse6512\" data-parent=\"#sp-ea-651\" role=\"region\" aria-labelledby=\"ea-header-6512\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes. You can cancel a perpetual SIP at any time by giving a SIP cancellation request.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Is_there_an_additional_fee_for_initiating_a_perpetual_SIP\"><\/span><a class=\"collapsed\" id=\"ea-header-6513\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6513\" aria-controls=\"collapse6513\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is there an additional fee for initiating a perpetual SIP?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse6513\" data-parent=\"#sp-ea-651\" role=\"region\" aria-labelledby=\"ea-header-6513\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">No, creating a perpetual SIP does not incur any extra charges over and above the usual mutual fund expense ratios.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_better_Fixed_tenure_SIP_or_Perpetual_SIP\"><\/span><a class=\"collapsed\" id=\"ea-header-6514\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse6514\" aria-controls=\"collapse6514\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is better: Fixed tenure SIP or Perpetual SIP?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse6514\" data-parent=\"#sp-ea-651\" role=\"region\" aria-labelledby=\"ea-header-6514\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">It depends on your objective. For open-ended, long-term wealth generation, a perpetual SIP is best. For particular short-term objectives, a fixed-tenure SIP may be more appropriate.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><strong>Disclaimer: <\/strong>This article is for educational purposes only and does not intend to substitute expert guidance. Mutual fund investments are subject to market risks. Please read the scheme-related document carefully before investing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Perpetual SIP Systematic Investment Plans (SIPs) have changed the way people invest in mutual funds. They introduce discipline, order, and convenience to investing, making even first-time investors..<\/p>\n","protected":false},"author":1,"featured_media":653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1003,205,92,283,101,916,985,1001,999,1002,664,309,312,1000],"class_list":["post-652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-disciplined-investing","tag-equity-mutual-funds","tag-financial-planning","tag-investment-strategy","tag-long-term-investing-2","tag-mutual-fund-guide","tag-mutual-funds-in-india","tag-perpetual-sip","tag-perpetual-sip-in-mutual-fund","tag-sip-benefits","tag-sip-investment","tag-systematic-investment-plan","tag-wealth-creation","tag-what-is-perpetual-sip"],"_links":{"self":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/comments?post=652"}],"version-history":[{"count":1,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/652\/revisions"}],"predecessor-version":[{"id":654,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/652\/revisions\/654"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media\/653"}],"wp:attachment":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media?parent=652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/categories?post=652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/tags?post=652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}