{"id":346,"date":"2026-02-23T12:43:10","date_gmt":"2026-02-23T07:13:10","guid":{"rendered":"https:\/\/prodigypro.co.in\/blog\/?p=346"},"modified":"2026-02-23T12:45:00","modified_gmt":"2026-02-23T07:15:00","slug":"how-much-tax-do-you-pay-on-swp-returns","status":"publish","type":"post","link":"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/","title":{"rendered":"How Much TAX Do You Pay on SWP Returns?\u00a0"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#SWP_Returns\" >SWP Returns<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#Understanding_Market_Risk_The_Impact_on_SWP_Returns\" >Understanding Market Risk: The Impact on SWP Returns&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#Investment_Strategies_to_Mitigate_Volatility_in_Financial_Markets\" >Investment Strategies to Mitigate Volatility in Financial Markets&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#Analysing_Financial_Markets_Navigating_SWP_Returns_and_Market_Risk\" >Analysing Financial Markets: Navigating SWP Returns and Market Risk&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#The_Relationship_Between_Market_Volatility_and_SWP_Investment_Returns\" >The Relationship Between Market Volatility and SWP Investment Returns&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#Risk_Management_Techniques_for_Stable_SWP_Returns_in_Unpredictable_Markets\" >Risk Management Techniques for Stable SWP Returns in Unpredictable Markets&nbsp;&nbsp;<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#On_a_parting_note%E2%80%A6\" >On a parting note\u2026<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#What_is_a_SWP\" >What is a SWP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#How_does%E2%80%82SWP_return_depend_on_market_volatility\" >How does\u2002SWP return depend on market volatility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#What_is_diversification\" >What is diversification?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#Why_is_it_essential_to_invest_long-term\" >Why is it essential to invest long-term?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prodigypro.co.in\/blog\/how-much-tax-do-you-pay-on-swp-returns\/#What_is_a_stop-loss_order\" >What is a stop-loss order?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SWP_Returns\"><\/span>SWP Returns<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Many investors use Systematic Withdrawal Plans (SWPs) to access investments for regular income or retirement. However, understanding the intricacies of SWP returns is\u2002not just a choice, but a necessity to maintain stable finances and minimise risks, even in a volatile market environment. In this article, we delve into how market volatility affects SWP returns and how, during turbulent economic cycles, we\u2002can help mitigate risks, empowering you with the knowledge to make informed decisions.&nbsp;<\/p>\n\n\n\n<p>Following sensible investment strategies and maintaining a long-term outlook can protect your financial future even as you draw down to meet your income needs. Here\u2019s a closer look at how to\u2002work around SWPs and improve your investing journey.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_Market_Risk_The_Impact_on_SWP_Returns\"><\/span>Understanding Market Risk: The Impact on SWP Returns&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In simple terms, market risk is the potential for\u2002your investment returns to decrease due to changes in the broader economy or market environment. When using a systematic withdrawal plan (SWP), you regularly withdraw funds from your investment, often for income. If the market is performing well, your returns can be strong, and you may not need to worry about running out of money. However, when\u2002the market is down, your returns may be lower, leading to a faster decrease in the value of your investment if you\u2019re regularly withdrawing funds. Understanding this market risk is crucial for making informed decisions and avoiding running out of funds early in adverse market conditions.<\/p>\n\n\n\n<p>Thus, the person availing of a SWP also needs to understand market risk so that he does not\u2002run out of funds early in an adverse market condition.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Investment_Strategies_to_Mitigate_Volatility_in_Financial_Markets\"><\/span>Investment Strategies to Mitigate Volatility in Financial Markets&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Here\u2019s a shorter version:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Diversification:<\/strong>\u2002Minimize risk by diversifying your investment portfolio.<\/li>\n\n\n\n<li><strong>Asset Allocation:<\/strong> How Much of\u2002Each Category to Invest<\/li>\n\n\n\n<li><strong>Owning bonds:<\/strong> Bonds are less risky than stocks and, therefore a good source of safety that\u2002generates income.<\/li>\n\n\n\n<li>A stop-loss is a risk management\u2002tool that allows an investor to sell their investment at a predefined point. This sets a\u2002&#8217;stop&#8217; in place that will sell your investments without intervention should they drop past a certain price point, thus limiting your losses and safeguarding your investment from further losses.<\/li>\n\n\n\n<li><strong>Long-term investing:<\/strong> The longer you keep your investments, the more you can ride out\u2002the market\u2019s highs and lows. Trading also means you hold your belief in your investments, even in an uncertain market, that while it may be gruesome in the short term, the bounce-back potential over time aligns\u2002with your long-term aspiration.<\/li>\n\n\n\n<li>Hedging might be a strategy to safeguard your investments from potential\u2002losses. These strategies can\u2002include examples like buying put options to hedge against potential losses in your investment portfolio. You can\u2002mitigate the impact of market fluctuations on returns by &#8216;hedging&#8217; investments.<\/li>\n<\/ul>\n\n\n\n<p>Such strategies\u2002reduce risk and provide a cushion against market volatility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Analysing_Financial_Markets_Navigating_SWP_Returns_and_Market_Risk\"><\/span>Analysing Financial Markets: Navigating SWP Returns and Market Risk&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Hence, Analysing Financial Markets: Navigating SWP Returns and\u2002Market Risk. It means a close look at the performance of SWPs across different market environments and the recent risks investors\u2002could be experiencing.<\/p>\n\n\n\n<p>Analysing Financial Markets: This phase suggests a systematic examination of various\u2002components including trends, volatility, and investor psychology that affect market performance. SWP Return Navigate: This means how an investor\u2002can manage portfolios during SWP, which enables systematic withdrawal from investment funds while trying to maintain a balance between growth potential and income.<\/p>\n\n\n\n<p>Finally, &#8220;Market Risk&#8221; refers to the uncertainties that are associated\u2002with investing such as economic vulnerability, changing interest rates, and shifting asset valuation. The title suggests a focus on techniques for maximizing returns generated\u2002through SWPs while minimizing risks associated with market fluctuations, offering valuable information investors can use to shape their choices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Relationship_Between_Market_Volatility_and_SWP_Investment_Returns\"><\/span>The Relationship Between Market Volatility and SWP Investment Returns&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Stock market volatility\u2002describes the degree to which the prices in the stock market rise and fall over a given period. When the market is volatile, returns can be impacted, mainly through a Systematic Withdrawal\u2002Plan (SWP). This impact can be exacerbated by &#8216;flipping volatility&#8217;, a term used to describe rapid and unpredictable changes in market prices, which can significantly affect the returns from an SWP. Flipping volatility can lead to sudden and drastic changes in the value of your investments, affecting your SWP returns.<\/p>\n\n\n\n<p>A Systematic Withdrawal Plan (SWP) allows\u2002investors to withdraw a regular fixed amount from their investments. Investments can\u2002change in value significantly when the market is volatile. It would be better if it were at a high price when\u2002the withdrawal was made. Conversely, a decrease in market value could mean withdrawn shares are sold at a loss,\u2002affecting overall returns unfavourably.<\/p>\n\n\n\n<p>First, market fluctuations can directly affect the balance when you regularly withdraw\u2002money from an investment. A stable market is almost always good for preserving returns and allowing\u2002them to grow over time; a volatile market makes that more difficult.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_Management_Techniques_for_Stable_SWP_Returns_in_Unpredictable_Markets\"><\/span>Risk Management Techniques for Stable SWP Returns in Unpredictable Markets&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Risk management ensures that SWP (Systematic Withdrawal Plans) returns remain steady in volatile markets. Here are some\u2002simple techniques:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Asset Allocation:<\/strong> Pick a blend of varied types of investments based on your risk tolerance and\u2002targets. This padding\u2002can protect against losses.<\/li>\n\n\n\n<li><strong>Avoid Withdrawals Based on Performance:<\/strong> Resist the urge to withdraw or move funds when the market\u2002is down. This will help\u2002protect your investments.<\/li>\n\n\n\n<li><strong>Incorporate Fixed Income Investments: <\/strong>To reduce dependence on volatile stocks and receive regular cash inflows, consider incorporating\u2002bonds or other relatively stable income sources into your portfolio.<\/li>\n\n\n\n<li><strong>Cash reserves:<\/strong> Set aside liquid gains to account for withdrawals in the short term\u2002instead of being forced to sell when the market is down.<\/li>\n\n\n\n<li><strong>Regular Review:<\/strong> It&#8217;s not just important, but essential to review your withdrawal plan and investment strategy regularly. By staying proactive and adjusting your approach based on changing market conditions, lifestyle needs, and financial goals, you can maintain control over your investments and ensure they align with your objectives.<\/li>\n<\/ul>\n\n\n\n<p>As you practice these methods, you will arrive at more consistent results despite erratic\u2002markets.<\/p>\n\n\n\n<p><strong>Also, Check &#8211; <\/strong><a href=\"https:\/\/prodigypro.co.in\/blog\/traditional-vs-sustainable-investing\/\"><strong>Traditional Investment vs Sustainable Investment<\/strong>.<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"On_a_parting_note%E2%80%A6\"><\/span>On a parting note\u2026<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>There is, however, a navigational risk in SWPs that needs a\u2002careful market risk understanding and investment strategy execution. Navigational risk refers to the potential challenges and uncertainties that investors may face when managing their SWPs, such as market volatility and the need for a sound investment strategy. Understanding how market volatility affects returns enables investors to take wise steps like diversification, asset allocation, and long-term investment\u2002strategies to navigate these risks. In addition to entering trades, these techniques are also helpful in offsetting risks while shielding your\u2002portfolio from the negative impacts of volatile markets.&nbsp;<\/p>\n\n\n\n<p>However, suppose you don&#8217;t get too carried away with it and trade discipline for misguided exuberance. In that case, you will enjoy\u2002the benefits of a SWP and secure your financial future regardless of what is happening. With strategic planning, you can prudently withdraw from your investments to\u2002provide the income you need without threatening your financial health.<\/p>\n\n\n\n<p>Please share your thoughts on this post by leaving a reply in the comments section. Contact us via phone, <a href=\"http:\/\/wa.me\/917347700888\" target=\"_blank\" rel=\"noopener\">WhatsApp<\/a>, or email to learn more about mutual funds, or visit our <a href=\"https:\/\/bfccapital.com\/\" target=\"_blank\" rel=\"noopener\">website<\/a>. Alternatively, you can download the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bfc_mf.prodigy_app&amp;pcampaignid=web_share\" target=\"_blank\" rel=\"noopener\">Prodigy Pro<\/a> app to start investing today!<\/p>\n\n\n<div ><style>#sp-ea-345 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-345.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-345.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-345.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-345.sp-easy-accordion>.sp-ea-single {background: #7c8cff;}#sp-ea-345.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1771823704\"><div id=\"sp-ea-345\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_a_SWP\"><\/span><a class=\"collapsed\" id=\"ea-header-3450\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse3450\" aria-controls=\"collapse3450\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What is a SWP?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse3450\" data-parent=\"#sp-ea-345\" role=\"region\" aria-labelledby=\"ea-header-3450\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Systematic Withdrawal Plan (SWP):\u2002This plan enables investors to withdraw a fixed amount from their investments at fixed intervals.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"How_does%E2%80%82SWP_return_depend_on_market_volatility\"><\/span><a class=\"collapsed\" id=\"ea-header-3451\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse3451\" aria-controls=\"collapse3451\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How does\u2002SWP return depend on market volatility?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse3451\" data-parent=\"#sp-ea-345\" role=\"region\" aria-labelledby=\"ea-header-3451\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Market volatility can dampen returns in the near term, particularly when distributions are taken from a portfolio during periods of depressed\u2002market performance.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_diversification\"><\/span><a class=\"collapsed\" id=\"ea-header-3452\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse3452\" aria-controls=\"collapse3452\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is diversification?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse3452\" data-parent=\"#sp-ea-345\" role=\"region\" aria-labelledby=\"ea-header-3452\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Investing across different\u2002assets to reduce the risk is called diversification.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Why_is_it_essential_to_invest_long-term\"><\/span><a class=\"collapsed\" id=\"ea-header-3453\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse3453\" aria-controls=\"collapse3453\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Why is it essential to invest long-term?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse3453\" data-parent=\"#sp-ea-345\" role=\"region\" aria-labelledby=\"ea-header-3453\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Investing for the long haul helps spread out the market&#8217;s ups and downs\u2002and can deliver more consistent returns.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_a_stop-loss_order\"><\/span><a class=\"collapsed\" id=\"ea-header-3454\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse3454\" aria-controls=\"collapse3454\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a stop-loss order?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse3454\" data-parent=\"#sp-ea-345\" role=\"region\" aria-labelledby=\"ea-header-3454\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">A stop-loss order is a risk management mechanism that automatically sells\u2002an investment when its price drops below a set level to limit losses.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><strong>Disclaimer: <\/strong>This article is for educational purposes only and does not intend to substitute expert guidance. Mutual fund investments are subject to market risks. Please read the scheme-related document carefully before investing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SWP Returns Many investors use Systematic Withdrawal Plans (SWPs) to access investments for regular income or retirement. However, understanding the intricacies of SWP returns is\u2002not just a..<\/p>\n","protected":false},"author":1,"featured_media":347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[470,471,468,469,473,467,465,466,472],"class_list":["post-346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-capital-gains-tax-swp","tag-ltcg-on-mutual-funds","tag-mutual-fund-swp-tax","tag-stcg-taxation","tag-swp-tax-calculation","tag-swp-tax-rules-india","tag-swp-taxation","tag-systematic-withdrawal-plan","tag-tax-on-mutual-fund-withdrawals"],"_links":{"self":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/comments?post=346"}],"version-history":[{"count":1,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/346\/revisions"}],"predecessor-version":[{"id":348,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/346\/revisions\/348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media\/347"}],"wp:attachment":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media?parent=346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/categories?post=346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/tags?post=346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}