{"id":276,"date":"2026-02-05T17:23:15","date_gmt":"2026-02-05T11:53:15","guid":{"rendered":"https:\/\/prodigypro.co.in\/blog\/?p=276"},"modified":"2026-02-05T17:23:19","modified_gmt":"2026-02-05T11:53:19","slug":"turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs","status":"publish","type":"post","link":"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/","title":{"rendered":"What If You Could Turn \u20b91 Lakh Into \u20b94 Lakhs Without Doing Much?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-1024x576.webp\" alt=\"\u20b91 Lakh Into \u20b94 Lakhs\" class=\"wp-image-277\" srcset=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-1024x576.webp 1024w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-300x169.webp 300w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-768x432.webp 768w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-1536x864.webp 1536w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/\u20b91-Lakh-Into-\u20b94-Lakhs-2048x1152.webp 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#Turn_%E2%82%B91_Lakh_Into_%E2%82%B94_Lakhs\" >Turn \u20b91 Lakh Into \u20b94 Lakhs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#It_All_Started_With_%E2%82%B91_Lakh\" >It All Started With \u20b91 Lakh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#The_Magic_of_Compounding_%E2%80%94_Your_Moneys_Best_Friend\" >The Magic of Compounding \u2014 Your Money\u2019s Best Friend<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#What_Makes_Lumpsum_Investment_So_Special\" >What Makes Lumpsum Investment So Special?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#A_Few_Real-Life_Moments_That_Changed_Perspectives\" >A Few Real-Life Moments That Changed Perspectives<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#But_What_If_the_Market_Falls\" >But What If the Market Falls?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#A_Simple_Action_Plan_to_Start_Your_Lump-Sum_Investment\" >A Simple Action Plan to Start Your Lump-Sum Investment<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#Final_Thoughts\" >Final Thoughts&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#One_Last_Story_%E2%80%94_And_a_Little_Nudge\" >One Last Story \u2014 And a Little Nudge<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#Is_it_okay_to_invest_%E2%82%B91_lakh_at_one_go\" >Is it okay to invest \u20b91 lakh at one go?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#What_if_the_market_falls_after_I_invest\" >What if the market falls after I invest?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#Do_I_need_deep_knowledge_to_start\" >Do I need deep knowledge to start?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#Is_lump_sum_better_than_SIP\" >Is lump sum better than SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/prodigypro.co.in\/blog\/turn-%e2%82%b91-lakh-into-%e2%82%b94-lakhs\/#When_will_I_see_real_growth\" >When will I see real growth?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Turn_%E2%82%B91_Lakh_Into_%E2%82%B94_Lakhs\"><\/span>Turn \u20b91 Lakh Into \u20b94 Lakhs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Let me ask you something: what would you do with \u20b94 lakhs if it just showed up in your account one fine morning?<\/p>\n\n\n\n<p>Would you finally take that long-overdue vacation with your family? Or maybe use it as a down payment for a car you\u2019ve been eyeing? Or perhaps just enjoy the peace of mind that comes from knowing you\u2019ve got a tidy little financial cushion?<\/p>\n\n\n\n<p>Well, here\u2019s the thing \u2014 you don\u2019t need to win a lottery to make that happen. You just need to plant one financial seed, let it grow, and watch it blossom.<\/p>\n\n\n\n<p>Let me explain how I turned a \u20b91 lakh one-time investment into \u20b94.04 lakhs in 10 years \u2014 and how you can too. No complex strategies, no Wall Street jargon. Just a simple, well-timed move that anyone \u2014 yes, anyone \u2014 can do.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"It_All_Started_With_%E2%82%B91_Lakh\"><\/span>It All Started With \u20b91 Lakh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A few years ago, I received a small bonus from work. Nothing outrageous \u2014 just \u20b91 lakh. For some, it might not seem like a huge deal, but for me, it was a chance to do something different.<\/p>\n\n\n\n<p>Now, I could\u2019ve done what I usually did \u2014 blow it on something that would lose value in a few months. Maybe a new gadget, a fancy dinner or two, or upgrading furniture.<\/p>\n\n\n\n<p>But this time, I decided to invest it instead.<\/p>\n\n\n\n<p>I had heard about something called lumpsum investing, where you put in a one-time amount \u2014 unlike SIPs, where you invest monthly. I figured, why not give it a shot? After all, it wasn\u2019t money I needed urgently. It could sit and grow.<\/p>\n\n\n\n<p>That\u2019s when I came across the <a href=\"https:\/\/prodigypro.co.in\/calculators\/lump-sum-calculator\">Lumpsum Calculator<\/a> by Prodigy Pro<\/p>\n\n\n\n<p>I punched in the numbers \u2014 \u20b91,00,000, a time horizon of 10 years, and an expected annual return of 15% (a realistic average for equity mutual funds). What popped up surprised me:<\/p>\n\n\n\n<p>\u20b94.04 lakhs.<br>Just by doing nothing and letting my investment sit for a decade.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Magic_of_Compounding_%E2%80%94_Your_Moneys_Best_Friend\"><\/span>The Magic of Compounding \u2014 Your Money\u2019s Best Friend<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Let\u2019s take a moment to talk about the real hero of this story: compound interest.<\/p>\n\n\n\n<p>You see, compounding is like planting a tree. You water it (your initial investment), and over time, it starts to grow on its own. The returns you earn each year aren\u2019t just added to your original investment \u2014 they start earning returns too. So, the longer you leave your money alone, the bigger the tree gets.<\/p>\n\n\n\n<p>And just like trees don\u2019t grow overnight, neither does your investment. But given time, the growth becomes surprisingly rapid.<\/p>\n\n\n\n<p>In this case, my \u20b91 lakh grew to \u20b94.04 lakhs over 10 years. That\u2019s over \u20b93 lakhs gain, without me having to do anything. No market timing, no daily trading, no complicated decisions. Just one decision \u2014 and patience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Makes_Lumpsum_Investment_So_Special\"><\/span>What Makes Lumpsum Investment So Special?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You might be thinking \u2014 why would someone invest a lump sum instead of a monthly SIP?<\/p>\n\n\n\n<p>Great question. SIPs are fantastic (and I use them too), but lump sum investments have their own charm:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ideal for windfalls: Got a bonus, tax refund, or gift? Instead of letting it sit idle, you invest it and let time do the work.<br><\/li>\n\n\n\n<li>One and done: No need to remember monthly payments or auto-debits. It\u2019s a set-and-forget approach.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_Few_Real-Life_Moments_That_Changed_Perspectives\"><\/span>A Few Real-Life Moments That Changed Perspectives<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Let me tell you about a few people I know who used this exact approach \u2014 no fancy strategies, no market wizardry.<\/p>\n\n\n\n<p>1. <strong>Ramesh\u2019s Retirement Boost<\/strong><br>Ramesh, a close family friend, retired early at 50. He received a lump sum from his company. Instead of putting it all in a fixed deposit (which his bank strongly encouraged), he invested \u20b91 lakh in a mutual fund as per his financial objectives. 10 years later, it was worth over \u20b94 lakhs \u2014 helping fund his granddaughter\u2019s college education.<\/p>\n\n\n\n<p>2. <strong>Priya\u2019s Wedding Fund<\/strong><br>My colleague Priya wanted to contribute to her own wedding but didn\u2019t know how. She invested \u20b91 lakh she had saved during her internship years. A decade later, that fund was the cherry on top of a beautiful wedding celebration.<\/p>\n\n\n\n<p>3. <strong>My Sister\u2019s Safety Net<\/strong><br>My sister was always a worrier when it came to money. When she inherited a small amount, she asked me what to do. I showed her how a simple lumpsum investment could help. 10 years later, that \u20b91 lakh became her emergency fund \u2014 untouched and steadily growing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"But_What_If_the_Market_Falls\"><\/span>But What If the Market Falls?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Great point. What if you invest a lump sum and then the market drops?<\/p>\n\n\n\n<p>Here\u2019s the truth: short-term fluctuations will happen. But when you look at a 10-year window, the market tends to smooth out the bumps. In fact, many investors find that those market dips are opportunities in disguise \u2014 because your money is already in and positioned to benefit from the eventual rise.<\/p>\n\n\n\n<p>Think of it like this: you\u2019re on a long train ride. The scenery might not be beautiful the whole way, but the destination is worth it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_Simple_Action_Plan_to_Start_Your_Lump-Sum_Investment\"><\/span>A Simple Action Plan to Start Your Lump-Sum Investment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>So, now that you know what\u2019s possible, let\u2019s talk about how to actually do it. It\u2019s easier than you think.<\/p>\n\n\n\n<p><strong>Step 1:<\/strong> Know Your Goals<br>What are you saving for? A home? Travel? Education? Retirement? Knowing your &#8220;why&#8221; helps pick the right fund.<\/p>\n\n\n\n<p><strong>Step 2:<\/strong> Use the Prodigy Pro Lumpsum Calculator<br>Just head to their<a href=\"https:\/\/bfccapital.com\/sip-calculator\" target=\"_blank\" rel=\"noopener\">calculator<\/a>, select the lump sum tab, and play with numbers. You\u2019ll see exactly how much your money can grow over time.<\/p>\n\n\n\n<p><strong>Step 3: <\/strong>Pick a Mutual Fund<br>Stick with something aligned with your goals \u2014 long-term equity mutual funds are a popular choice for a 10-year horizon.<\/p>\n\n\n\n<p><strong>Step 4: <\/strong>Invest and Forget<br>Seriously. Don\u2019t check it daily. Don\u2019t panic during market dips. Just trust the process.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>If you\u2019re sitting on \u20b91 lakh right now and wondering what to do with it, consider this: every year you wait is a year you miss out on potential growth. That\u2019s not just theoretical \u2014 it\u2019s measurable.<\/p>\n\n\n\n<p>Let\u2019s say you waited 2 years before investing that \u20b91 lakh. With the same 15% return, instead of \u20b94.04 lakhs, you\u2019d end up with only \u20b93.05 lakhs in 8 years.<\/p>\n\n\n\n<p>That\u2019s almost \u20b91 lakh of lost growth \u2014 just from waiting.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"One_Last_Story_%E2%80%94_And_a_Little_Nudge\"><\/span>One Last Story \u2014 And a Little Nudge<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>A few months ago, I met a young man named Arjun at a mutual fund awareness event. He had \u20b91 lakh from a side hustle and wasn\u2019t sure what to do with it. After hearing this very story (and running the numbers himself), he took the leap.<\/p>\n\n\n\n<p>Last I heard, he\u2019s started tracking his investment\u2019s growth every few months \u2014 not obsessively, just out of curiosity. And every time he sees that number rise, he smiles.<\/p>\n\n\n\n<p>Because sometimes, all it takes is one decision to change how your future looks.<\/p>\n\n\n\n<p>So&#8230; what\u2019s stopping you?<\/p>\n\n\n\n<p><strong>CTA&nbsp;<\/strong><\/p>\n\n\n\n<p>Please share your thoughts on this post by leaving a reply in the comments section. Contact us via phone, WhatsApp, or email to learn more about mutual funds, or visit our website. Alternatively, you can download the Prodigy Pro app to start investing today!<\/p>\n\n\n<div ><style>#sp-ea-275 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-275.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-275.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-275.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-275.sp-easy-accordion>.sp-ea-single {background: #7c8cff;}#sp-ea-275.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1770287197\"><div id=\"sp-ea-275\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Is_it_okay_to_invest_%E2%82%B91_lakh_at_one_go\"><\/span><a class=\"collapsed\" id=\"ea-header-2750\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2750\" aria-controls=\"collapse2750\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Is it okay to invest \u20b91 lakh at one go?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2750\" data-parent=\"#sp-ea-275\" role=\"region\" aria-labelledby=\"ea-header-2750\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes, if the money isn\u2019t needed soon and your goal is long term. Time matters more than timing.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_if_the_market_falls_after_I_invest\"><\/span><a class=\"collapsed\" id=\"ea-header-2751\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2751\" aria-controls=\"collapse2751\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What if the market falls after I invest?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2751\" data-parent=\"#sp-ea-275\" role=\"region\" aria-labelledby=\"ea-header-2751\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Short-term falls happen. Over 8\u201310 years, markets usually recover and reward patience.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Do_I_need_deep_knowledge_to_start\"><\/span><a class=\"collapsed\" id=\"ea-header-2752\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2752\" aria-controls=\"collapse2752\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Do I need deep knowledge to start?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2752\" data-parent=\"#sp-ea-275\" role=\"region\" aria-labelledby=\"ea-header-2752\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Not at all. A clear goal and long-term mindset are enough.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Is_lump_sum_better_than_SIP\"><\/span><a class=\"collapsed\" id=\"ea-header-2753\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2753\" aria-controls=\"collapse2753\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is lump sum better than SIP?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2753\" data-parent=\"#sp-ea-275\" role=\"region\" aria-labelledby=\"ea-header-2753\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Neither is better. Lump sum works well for bonuses or savings; SIPs suit regular income.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"When_will_I_see_real_growth\"><\/span><a class=\"collapsed\" id=\"ea-header-2754\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2754\" aria-controls=\"collapse2754\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> When will I see real growth?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2754\" data-parent=\"#sp-ea-275\" role=\"region\" aria-labelledby=\"ea-header-2754\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Usually after 7\u201310 years, when compounding really kicks in.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><strong>Disclaimer \u2013 <\/strong>This article is for educational purposes only and does not intend to substitute expert guidance. Mutual fund investments are subject to market risks. Please read the scheme-related document carefully before investing.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Turn \u20b91 Lakh Into \u20b94 Lakhs Let me ask you something: what would you do with \u20b94 lakhs if it just showed up in your account one..<\/p>\n","protected":false},"author":1,"featured_media":277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/comments?post=276"}],"version-history":[{"count":1,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/276\/revisions"}],"predecessor-version":[{"id":278,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/276\/revisions\/278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media\/277"}],"wp:attachment":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media?parent=276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/categories?post=276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/tags?post=276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}