{"id":260,"date":"2026-02-04T13:02:03","date_gmt":"2026-02-04T07:32:03","guid":{"rendered":"https:\/\/prodigypro.co.in\/blog\/?p=260"},"modified":"2026-02-04T14:44:41","modified_gmt":"2026-02-04T09:14:41","slug":"what-is-the-3-15-30-rule-in-sip","status":"publish","type":"post","link":"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/","title":{"rendered":"What is the 3-15-30 Rule in SIP?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-1024x576.webp\" alt=\"3-15-30 Rule\" class=\"wp-image-269\" srcset=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-1024x576.webp 1024w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-300x169.webp 300w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-768x432.webp 768w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-1536x864.webp 1536w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/02\/3-15-30-Rule-2048x1152.webp 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#3-15-30_Rule\" >3-15-30 Rule<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#What_is_the_3-15-30_Rule\" >What is the 3-15-30 Rule?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#Why_Follow_the_3-15-30_Rule\" >Why Follow the 3-15-30 Rule?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#Breaking_Down_the_Elements%E2%80%82of_the_Rule\" >Breaking Down the Elements\u2002of the Rule<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#Diversification%E2%80%82of_Portfolio_and_Management_of_Risk\" >Diversification\u2002of Portfolio and Management of Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#What_Are_the_Key_Benefits_of_the%E2%80%823-15-30_Rule\" >What Are the Key Benefits of the\u20023-15-30 Rule?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#On_a_parting_note%E2%80%A6\" >On a parting note\u2026<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#What_is%E2%80%82the_3-15-30_Rule\" >What is\u2002the 3-15-30 Rule?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#So_why_is_a%E2%80%8230-year_investment_timeframe_critical\" >So, why is a\u200230-year investment timeframe critical?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#Is%E2%80%82a_15_per_annum_target_realistic\" >Is\u2002a 15% per annum target realistic?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#Why_should_I_invest_%E2%82%B93000_every%E2%80%82month\" >Why should I invest \u20b93000 every\u2002month?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prodigypro.co.in\/blog\/what-is-the-3-15-30-rule-in-sip\/#How_does_the_3-15-30_Rule%E2%80%82help_beginner_investors\" >How does the 3-15-30 Rule\u2002help beginner investors?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3-15-30_Rule\"><\/span>3-15-30 Rule<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Investing in mutual funds and Systematic Investment Plans (SIPs) can be overwhelming\u2002for new investors due to the myriad of strategies and options. However, the 3-15-30 Rule is a straightforward, step-based strategy that is easy to follow and can significantly boost your investment return.&nbsp;<\/p>\n\n\n\n<p>This rule highlights the\u2002need for a multi-year investment horizon, attainable yearly results, and a sensible asset allocation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_3-15-30_Rule\"><\/span>What is the 3-15-30 Rule?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The 3-15-30 Rule is a simple framework that guides the mutual fund SIP investor! Here\u2019s what each part\u2002of the rule means:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3000: Here,\u2002monthly investment in mutual funds via SIP is \u20b93000. Thirty years \u2014\u2002The 30-year period specifies the length of time you commit to your investment. Such a long investment horizon refines your needed funds as most of your funds will\u2002grow, courtesy of compounding.<\/li>\n\n\n\n<li>30 years \u2014\u2002The 30-year period specifies the length of time you commit to your investment. Such a long investment horizon refines your needed funds as most of your funds will\u2002grow, courtesy of compounding.<\/li>\n\n\n\n<li>15%: Where you\u2002should be, on average, as the annual return from your mutual fund investments\u201415%. Returns may vary, but this gives you\u2002a target to aim for on your investment goals.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Follow_the_3-15-30_Rule\"><\/span>Why Follow the 3-15-30 Rule?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There are several benefits of adopting the 3-15-30 Rule of Investing that can make a\u2002significant difference in your investing journey:<\/p>\n\n\n\n<p><strong>Long-Term Focus<\/strong><\/p>\n\n\n\n<p>By committing to a monthly investment of \u20b93000 for 30 years, the 3-15-30 Rule instills a long-term perspective in investors. While markets may be volatile in the short term, historical data shows\u2002that market performance becomes more stable and grows over longer time horizons. This patience and perseverance can help you weather fluctuations and capitalise on upward trends\u2002over the long run.<\/p>\n\n\n\n<p><strong>Compounding Growth<\/strong><\/p>\n\n\n\n<p>One of the significant advantages of long-term investing is the impact of\u2002compounding. Suppose you invest in the same investment essentially every single day. This means that returns will already be generated on your initial investment, and future returns will be earned on your initial principal and the returns the investment has\u2002previously generated. For\u2002instance, a monthly investment of \u20b93000 can amount to a handsome corpus in 30 years at a 15% annual compounding return. Over time, your investment grows faster than inflation,\u2002and your wealth expands by increasing instead of continuing.<\/p>\n\n\n\n<p><strong>Realistic Return Expectations<\/strong><\/p>\n\n\n\n<p>Setting a target of a 15% return annually\u2002, as per the 3-15-30 Rule, is not just ambitious; it&#8217;s realistic. This target\u2002is based on the historical performance of different equity markets and mutual funds. While actual returns can vary yearly,\u2002this target provides a financial roadmap and instils a sense of security and confidence in\u2002your investments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Breaking_Down_the_Elements%E2%80%82of_the_Rule\"><\/span>Breaking Down the Elements\u2002of the Rule<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Systematic Investment Plan\u2002(SIP) amount: \u20b93000<\/strong><\/p>\n\n\n\n<p>Especially with lump-sum investments, \u20b93000 a\u2002month seems feasible. This level of\u2002commitment puts regular people in the game of wealth generation and reduces their risk of being overwhelmed. It simplifies budgeting and lends itself to a more systematic\u2002approach to investing.\u201d<\/p>\n\n\n\n<p>SIPs make\u2002it easier for investors to automate investments. Automation helps ensure you don\u2019t\u2002forget about your investment contribution and removes the temptation to spend that money on something else. When you treat this monthly investment as a fixed expense\u2002, like rent or a utility bill, you build a habit of savings and investing discipline.<\/p>\n\n\n\n<p><strong>Long-Term Horizon: 30 Years<\/strong><\/p>\n\n\n\n<p>The 30-year\u2002investment period is the first key component of the 3-15-30 Rule. This is consistent with the understanding \u2002that substantial wealth accumulation tends to be time-consuming. Suppose investments are pulled, and your allocations are mismanaged too soon. In that case, the effects of these market fluctuations become even more significant, and you lose out\u2002on getting back to green, especially over a longer term.<\/p>\n\n\n\n<p>Over 30 years, the investments will\u2002have time to weather different economic cycles, market rebounds and growth trends. Understandably, equity markets traditionally have\u2002four down months every year. Over a 30-year term,\u2002this means barring poor investment choices, a reasonable return on investment consistently outpacing inflation, and directing investors towards their financial goals, whether retirement, a home, or otherwise.<\/p>\n\n\n\n<p><strong>Targeting a 15% Annual Return<\/strong><\/p>\n\n\n\n<p>So, shooting for\u2002a 15% return is a sensible target. According to historical data, equity mutual funds have\u2002been able to deliver these returns over the long term. While actual performance will differ, this\u2002target serves two primary functions:<\/p>\n\n\n\n<p>Guiding Portfolio Selection: Understanding this target guides\u2002investors in selecting the right kind of mutual funds and investment(i.e. value investing\/growth investing) strategies. Investing in funds that have returned at least 15% over\u2002the long haul will be more appropriate to help investors reach their objectives.<\/p>\n\n\n\n<p>Realistic Aspirations: This benchmark helps investors have realistic expectations of\u2002the fluctuations their return might undergo while motivating them to stay invested. It serves as a realistic compass rather\u2002than naive dreams of geometric expansion.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diversification%E2%80%82of_Portfolio_and_Management_of_Risk\"><\/span>Diversification\u2002of Portfolio and Management of Risk<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The 3-15-30 Rule encourages investing\u2002through a monthly SIP in mutual funds, but investors should also diversify their overall portfolios. A standard recommendation is to put 30% of your total\u2002investment portfolio in mutual funds, which reduces risk. Not putting all your eggs in one basket minimises the risk of significant losses.<\/p>\n\n\n\n<p>A diversified portfolio might now\u2002contain:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Equities: Stocks in companies that generally provide better returns\u2002but entail more risk.<\/li>\n\n\n\n<li>Bonds: Securities that pay interest in exchange for lending money to a municipality or\u2002corporation, usually stability and lower returns.<\/li>\n\n\n\n<li>Property: Real estate, land or buildings that can provide rental income and\u2002appreciation.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_the_Key_Benefits_of_the%E2%80%823-15-30_Rule\"><\/span>What Are the Key Benefits of the\u20023-15-30 Rule?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Straightforwardness: The rule simplifies the investment process for newcomers, rendering it\u2002clear-cut and uncomplicated.<\/li>\n\n\n\n<li>Focus on a Purpose: The framework promotes disciplined savings habits and enables you to monitor your progress toward financial\u2002goals.<\/li>\n\n\n\n<li>Discipline in Finances: By making small, regular\u2002contributions, investors develop a sense of financial discipline whereby saving and investment take priority.<\/li>\n\n\n\n<li>Long-Term Vision: This rule helps investors keep their emotions aside and not react knee-jerk to changes in the market. This not only hones survival skills but also teaches investors a broader\u2002perspective. One learns to keep money aside and not panic, allowing the market to grow over time and create wealth.<\/li>\n<\/ul>\n\n\n\n<p><strong>Also, check  &#8211; <a href=\"https:\/\/prodigypro.co.in\/blog\/why-insurance-is-being-sold-as-investments\/\">Why Insurance is Being Sold as Investments<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"On_a_parting_note%E2%80%A6\"><\/span>On a parting note\u2026<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>For new investors looking\u2002to leverage SIP for maximum returns in mutual funds, the 3-15-30 Rule is a practical rule of thumb. Investing \u20b93000 per month for 30 years,\u2002assuming each year returns 15%, instils a disciplined and long-term perspective on wealth accumulation.<\/p>\n\n\n\n<p>This understanding of the power of compounding returns sustains the awareness of a long-term focus, nor overreaction to short-term shocks, and makes pragmatic the long-time frames often involved in asset acquisition; advisers and analysts who impose or expect unrealistic performance metrics are not\u2002doing clients a service; the name of the game, like nearly all others, is to play over time and stay out of the way.<\/p>\n\n\n\n<p>Start Your Investment\u2002Journey!<\/p>\n\n\n\n<p>Please share your thoughts on this post by leaving a reply in the comments section. Contact us via phone,<a href=\"http:\/\/wa.me\/917347700888\" target=\"_blank\" rel=\"noopener\"> WhatsApp<\/a>, or email to learn more about mutual funds, or visit our website. Alternatively, you can download the<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bfc_mf.prodigy_app&amp;pcampaignid=web_share\" target=\"_blank\" rel=\"noopener\"> Prodigy Pro<\/a> app to start investing today!<\/p>\n\n\n\n<p><strong>Disclaimer: <\/strong>This article is for educational purposes only and does not intend to substitute expert guidance. Mutual fund investments are subject to market risks. Please read the scheme-related document carefully before investing.<\/p>\n\n\n<div ><style>#sp-ea-259 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-259.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-259.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-259.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-259.sp-easy-accordion>.sp-ea-single {background: #7c8cff;}#sp-ea-259.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1770110537\"><div id=\"sp-ea-259\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is%E2%80%82the_3-15-30_Rule\"><\/span><a class=\"collapsed\" id=\"ea-header-2590\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2590\" aria-controls=\"collapse2590\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What is\u2002the 3-15-30 Rule?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2590\" data-parent=\"#sp-ea-259\" role=\"region\" aria-labelledby=\"ea-header-2590\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">According to this principle, the investor must add \u20b93000 monthly to their SIP for 30 years or more, expecting to earn 15% annually.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"So_why_is_a%E2%80%8230-year_investment_timeframe_critical\"><\/span><a class=\"collapsed\" id=\"ea-header-2591\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2591\" aria-controls=\"collapse2591\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> So, why is a\u200230-year investment timeframe critical?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2591\" data-parent=\"#sp-ea-259\" role=\"region\" aria-labelledby=\"ea-header-2591\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">With a more extended investment period, you can weather volatile market conditions, and your investments will increase\u2002significantly.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Is%E2%80%82a_15_per_annum_target_realistic\"><\/span><a class=\"collapsed\" id=\"ea-header-2592\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2592\" aria-controls=\"collapse2592\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Is\u2002a 15% per annum target realistic?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2592\" data-parent=\"#sp-ea-259\" role=\"region\" aria-labelledby=\"ea-header-2592\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Actual returns vary, but\u2002many equity-based investments have historically provided returns averaging this range.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Why_should_I_invest_%E2%82%B93000_every%E2%80%82month\"><\/span><a class=\"collapsed\" id=\"ea-header-2593\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2593\" aria-controls=\"collapse2593\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Why should I invest \u20b93000 every\u2002month?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2593\" data-parent=\"#sp-ea-259\" role=\"region\" aria-labelledby=\"ea-header-2593\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">This amount is fixed to encourage a disciplined savings and investing strategy and eliminate the need for individuals to feel guilty about it.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"How_does_the_3-15-30_Rule%E2%80%82help_beginner_investors\"><\/span><a class=\"collapsed\" id=\"ea-header-2594\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2594\" aria-controls=\"collapse2594\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How does the 3-15-30 Rule\u2002help beginner investors?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2594\" data-parent=\"#sp-ea-259\" role=\"region\" aria-labelledby=\"ea-header-2594\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">It offers a straightforward approach to investing, allowing for a buy-and-hold mentality that removes the stress from financial decision-making that often plagues shorter, quarter-to-quarter stock ownership.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>3-15-30 Rule Investing in mutual funds and Systematic Investment Plans (SIPs) can be overwhelming\u2002for new investors due to the myriad of strategies and options. However, the 3-15-30..<\/p>\n","protected":false},"author":1,"featured_media":269,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[307,92,97,101,191,93,311,310,313,308,309,312],"class_list":["post-260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-3-15-30-rule","tag-financial-planning","tag-investment-planning","tag-long-term-investing-2","tag-mutual-funds","tag-personal-finance","tag-sip-for-beginners","tag-sip-investment-strategy","tag-sip-returns","tag-sip-rule","tag-systematic-investment-plan","tag-wealth-creation"],"_links":{"self":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/comments?post=260"}],"version-history":[{"count":2,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/260\/revisions"}],"predecessor-version":[{"id":270,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/260\/revisions\/270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media\/269"}],"wp:attachment":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media?parent=260"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/categories?post=260"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/tags?post=260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}