{"id":224,"date":"2026-01-29T12:30:20","date_gmt":"2026-01-29T07:00:20","guid":{"rendered":"https:\/\/prodigypro.co.in\/blog\/?p=224"},"modified":"2026-01-29T12:30:21","modified_gmt":"2026-01-29T07:00:21","slug":"epfo-pf-withdrawal-onlinenew-rules","status":"publish","type":"post","link":"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/","title":{"rendered":"PF Withdrawal Made Easy: EPFO\u2019s New Digital Rules Explained Simply"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-1024x576.webp\" alt=\"New EPFO Rules Explained\" class=\"wp-image-225\" srcset=\"https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-1024x576.webp 1024w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-300x169.webp 300w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-768x432.webp 768w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-1536x864.webp 1536w, https:\/\/prodigypro.co.in\/blog\/wp-content\/uploads\/2026\/01\/New-EPFO-Rules-Explained-2048x1152.webp 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#EPFOs_New_Digital_Rules\" >EPFO\u2019s New Digital Rules<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#What_is_EPFO_Employees_Provident_Fund_Organisation\" >What is EPFO (Employees\u2019 Provident Fund Organisation)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#EPFOs_New_Rule\" >EPFO\u2019s New Rule<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#PF_Balance_Withdrawal_Limits\" >PF Balance Withdrawal Limits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#Pension_Contribution_Flexibility\" >Pension Contribution Flexibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#EPFOs_Digital_Upgrade\" >EPFO\u2019s Digital Upgrade<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#What_is_the_UMANG_App\" >What is the UMANG App?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#Advantages_of_EPFOs_New_Rule\" >Advantages of EPFO\u2019s New Rule<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#On_a_Parting_Note\" >On a Parting Note<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#Is_linking_PAN_with_UAN_beneficial_for_availing_online_services\" >Is linking PAN with UAN beneficial for availing online services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#What_is_Universal_Account_Number_UAN\" >What is Universal Account Number (UAN)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#How_can_I_seed_my_Bank_account_details\" >How can I seed my Bank account details?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/prodigypro.co.in\/blog\/epfo-pf-withdrawal-onlinenew-rules\/#Can_I_apply_online_claim_if_my_mobile_is_not_linked_with_Aadhaar\" >Can I apply online claim if my mobile is not linked with Aadhaar?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"EPFOs_New_Digital_Rules\"><\/span>EPFO\u2019s New Digital Rules<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do you remember the days when the idea of withdrawing money from the PF account was more like a helter-skelter than a relief? When people were forced to go through multiple complex provisions, and their PF balance withdrawal was limited to only the employee\u2019s share? Imagine not being able to withdraw your money, which you have been saving for a major emergency \u2014 whether medical urgency, education, or other urgent requirement \u2014 frustrating, right?<\/p>\n\n\n\n<p>But what if we tell you that you can now withdraw your PF balance through an ATM? Yes, you read that right. Although this is not yet available, EPFO is working on bringing a major change to make this possible. So, let\u2019s get started.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_EPFO_Employees_Provident_Fund_Organisation\"><\/span>What is EPFO (Employees\u2019 Provident Fund Organisation)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before we begin, let\u2019s first understand the role of EPFO. It\u2019s essentially an Indian government body that helps salaried workers save money from their salary for retirement and provides social security benefits.&nbsp;<\/p>\n\n\n\n<p>To understand how EPF works, think of a child saving money in a gullak. Just like they set aside a portion of their pocket money in a piggy bank every month to buy a PS5, parents also contribute something at the same time. When the time comes, the child gets all the money.&nbsp;<\/p>\n\n\n\n<p>An employee contributes 12% of their basic salary plus DA, and their employer contributes the same percentage every month. This earns interest set by the government.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"EPFOs_New_Rule\"><\/span>EPFO\u2019s New Rule<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Now that you understand the role of EPFO and how EPF works, let\u2019s dive into the new rule and the changes it\u2019s planning to bring. EPFO is now planning to ease the withdrawal of the PF balance by allowing all the employees to withdraw their PF amount through an ATM.<\/p>\n\n\n\n<p>EPFO will issue an ATM card to all employees, which will be linked to their PF account. You can also transfer your PF balance directly to your UPI ID. All you have to do is enter your UPI ID on the EPFO portal or app, verify the details, and avail your money immediately; about 95% of claims get approved automatically, excluding the employer\u2019s role.<\/p>\n\n\n\n<p>Now the question is, what is required for this process? Well, not much; it just asks for six things:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An activated UAN (Universal Account Number)<\/li>\n\n\n\n<li>A mobile number linked to UAN<\/li>\n\n\n\n<li>An updated KYC<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Address Proof<\/li>\n\n\n\n<li>Identity Proof<\/li>\n\n\n\n<li>One bank account and a cancelled check with the IFSC code and bank account number.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PF_Balance_Withdrawal_Limits\"><\/span>PF Balance Withdrawal Limits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There\u2019s another question: can you withdraw the entire PF balance? Well, the answer is <em>NO; <\/em>it has some limitations. Kindly don\u2019t frown after reading the word \u2018limitation.\u2019 Even love has certain limits, so why not PF withdrawals? Just kidding! However, the withdrawal rule depends on the employee\u2019s given reason and their employment time period.<\/p>\n\n\n\n<p><strong>Let\u2019s take a look at them:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You are allowed to withdraw 90% of your PF balance if you have completed 5 years of employment and are willing to purchase a house or require money for any construction work.<\/li>\n\n\n\n<li>If you need money for marriage or education and have completed 7 years of employment, then you can withdraw 50% of your PF balance along with interest.<\/li>\n\n\n\n<li>You can withdraw 95% of your total PF balance if your age is more than 54 years or within one year of retirement age. Note: This is for members still employed.<\/li>\n\n\n\n<li>In case of a medical emergency, you can withdraw the lower amount of your PF share with interest or 6 months of basic wages and DA with interest, whichever is lower. Let\u2019s understand this with an example.<\/li>\n<\/ul>\n\n\n\n<p>Imagine Rahul works in a company; his basic salary is Rs 20,000, and DA is Rs 5000 per month. If you add his basic salary and DA, it will be Rs 25,000 per month. Let\u2019s say, his PF contribution with interest is Rs 1,80,000.<\/p>\n\n\n\n<p>Now, suppose Rahul wants to withdraw his PF balance due to some medical emergency, and according to the EPFO\u2019s new rule, he can withdraw either his basic salary plus DA or his PF contribution with interest, whichever is lower.<\/p>\n\n\n\n<p>So, if we compare:<\/p>\n\n\n\n<p>6 months basic salary + DA&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>25,000*6 = 1,50,000<\/p>\n\n\n\n<p>And his PF balance is = 1,80,000<\/p>\n\n\n\n<p>As you can see, 1,50,000 is lower, and he is only allowed to withdraw that amount; he cannot take out his PF amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pension_Contribution_Flexibility\"><\/span>Pension Contribution Flexibility<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>EPFO now allows you to choose the amount of money contributed to the PF account.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earlier, contributing 12% of your salary to your PF account was mandatory; however, now it is planning to raise that percentage. Of course, the decision is yours.<\/li>\n\n\n\n<li>The salary limit has been increased to Rs 21,000 to pass the EPF eligibility. If your salary exceeds Rs 21,000, you are allowed to choose whether you wish to contribute to the EPF account or not.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"EPFOs_Digital_Upgrade\"><\/span>EPFO\u2019s Digital Upgrade<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>EPFO has also made it mandatory for all employees to update their KYC through Aadhaar eKYC. It has also enabled UAN generation or activation through face authentication in the UMANG app. Therefore, if your UAN isn\u2019t activated, then you can now do that effortlessly with the UMANG app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_UMANG_App\"><\/span>What is the UMANG App?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>UMANG stands for Unified Mobile Application for New-Age Governance. It\u2019s the Indian Government\u2019s initiative, which offers all local, central, or state government services to its citizens; they can also avail private utility payments \u2014 all in one app. Basically, you can access Aadhaar, EPFO, DigiLocker, gas booking, tax payment, and more.<\/p>\n\n\n\n<p>It\u2019s a crucial part of India\u2019s digital service program, aiming to bring government services closer to its citizens.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Advantages_of_EPFOs_New_Rule\"><\/span>Advantages of EPFO\u2019s New Rule<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The new changes of EPFO will eventually make employees&#8217; lives a lot easier:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can directly edit your PF details online without your employer\u2019s assistance.<\/li>\n\n\n\n<li>You can withdraw your PF balance at any time without your employer&#8217;s consent.<\/li>\n\n\n\n<li>You get easy and fast withdrawals for illness, marriage, housing, or educational needs.<\/li>\n\n\n\n<li>95% of withdrawals settle automatically in hours or minutes, instead of days.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"On_a_Parting_Note\"><\/span>On a Parting Note<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>EPFO\u2019s digital upgrade is a game-changer for all employees. Now, they will deal with less paperwork, get faster access to their own money, and have full control over their PF. All they have to do is activate their UAN, update KYC, and relish the benefits.<\/p>\n\n\n\n<p>Please share your thoughts on this post by leaving a reply in the comments section. Contact us via phone, WhatsApp, or email to learn more about mutual funds, or visit our website, <a href=\"https:\/\/prodigypro.co.in\/\">Prodigy Pro<\/a>. Alternatively, you can download the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bfc_mf.prodigy_app\" target=\"_blank\" rel=\"noopener\">Prodigy Pro app<\/a> to start investing today!<\/p>\n\n\n<div ><style>#sp-ea-223 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-223.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-223.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #ffffff;}#sp-ea-223.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-223.sp-easy-accordion>.sp-ea-single {background: #7c8cff;}#sp-ea-223.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1769664683\"><div id=\"sp-ea-223\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Is_linking_PAN_with_UAN_beneficial_for_availing_online_services\"><\/span><a class=\"collapsed\" id=\"ea-header-2230\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2230\" aria-controls=\"collapse2230\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Is linking PAN with UAN beneficial for availing online services? <\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse2230\" data-parent=\"#sp-ea-223\" role=\"region\" aria-labelledby=\"ea-header-2230\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes, if you link your PAN number with UAN, you can avail tax benefits on EPF withdrawal.\u00a0<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_Universal_Account_Number_UAN\"><\/span><a class=\"collapsed\" id=\"ea-header-2231\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2231\" aria-controls=\"collapse2231\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is Universal Account Number (UAN)?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2231\" data-parent=\"#sp-ea-223\" role=\"region\" aria-labelledby=\"ea-header-2231\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">UAN is a 12-digit number issued by the EPFO that links the Member ID of an individual under one account. When seeded with KYC details, it allows members to access various online services without employer intervention.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"How_can_I_seed_my_Bank_account_details\"><\/span><a class=\"collapsed\" id=\"ea-header-2232\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2232\" aria-controls=\"collapse2232\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How can I seed my Bank account details? <\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2232\" data-parent=\"#sp-ea-223\" role=\"region\" aria-labelledby=\"ea-header-2232\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Log in to your EPF account at the unified member portal\u00a0<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enter your bank account number and IFSC code.\u00a0<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The details have to be approved by your employer.\u00a0<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Once approved, the bank account gets seeded.\u00a0\u00a0<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_apply_online_claim_if_my_mobile_is_not_linked_with_Aadhaar\"><\/span><a class=\"collapsed\" id=\"ea-header-2233\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse2233\" aria-controls=\"collapse2233\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I apply online claim if my mobile is not linked with Aadhaar? <\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse2233\" data-parent=\"#sp-ea-223\" role=\"region\" aria-labelledby=\"ea-header-2233\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">No, you cannot submit an online claim if your mobile is not linked with Aadhaar. At the time of claim submission, OTP is sent to Aadhaar linked mobile only.\u00a0<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>EPFO\u2019s New Digital Rules Do you remember the days when the idea of withdrawing money from the PF account was more like a helter-skelter than a relief?..<\/p>\n","protected":false},"author":1,"featured_media":225,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[234,233,231,235,232],"class_list":["post-224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-epf-withdrawal-process","tag-epfo-new-digital-rules","tag-epfo-pf-withdrawal","tag-epfo-pf-withdrawal-2026","tag-pf-withdrawal-online"],"_links":{"self":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/comments?post=224"}],"version-history":[{"count":1,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/224\/revisions"}],"predecessor-version":[{"id":226,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/posts\/224\/revisions\/226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media\/225"}],"wp:attachment":[{"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/media?parent=224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/categories?post=224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prodigypro.co.in\/blog\/wp-json\/wp\/v2\/tags?post=224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}